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Insurance is one of the best things for you when it comes to protection, simply because general insurance, you are going to be able to be protected in many ways. Finding general insurance is very important because it can help get the items that were stolen replaced, or get money for those items. Different Types of Insurance Policies General insurance sector financial means of protecting items from certain events. The general aggregate limit will provide coverage for all risks that are not excluded on the CGL policy, such as financial means of protecting items from certain events.